Question: What Is SBI Platinum Debit Card?

What is SBI Platinum Card?

Cardholders are charged an annual fee of Rs.

2,999 for every membership year.

Cardholders also get an interest free credit period of 20 to 50 days which is applicable for retail purchases.

The cash advance limit for SBI Platinum Card is 80% of the credit limit..

What is the limit of SBI Platinum debit card?

₹ 2 lakh per dayThe Platinum Debit-Cum-ATM card of SBI allows cash withdrawals up to ₹ 2 lakh per day (both domestic and international withdrawal) and online transactions of up to ₹ 5 lakh. However, the higher withdrawal limit in this card comes with higher charges.

What is the difference between gold and platinum debit card?

What’s the difference between gold and platinum credit cards? … Platinum cards charge higher annual fees than gold cards offered by the same provider. Minimum income requirements. Platinum cards also generally require successful card applicants to have higher income levels compared to gold cards.

What are the benefits of SBI Platinum debit card?

The Platinum Debit Card gives you access to ATMs all across the country and the world. You can withdraw up to Rs. 1 lakh per day. You can use your debit card to make purchases for up to Rs.

What are the charges for SBI Platinum debit card?

Issuance and Annual Maintenance ChargesParticularsCharges*Issuance ChargesRs 100/- plus GSTAnnual Maintenance ChargesRs 175/- plus GSTCard Replacement ChargesRs 300/- plus GST

Who qualifies for a platinum card?

What does your credit score need to be for the Platinum Card? While there is no set score needed, we recommend you have a credit score of at least 720, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum.

Which is better titanium or platinum debit card?

Platinum and titanium credit cards typically have higher requirements to receive the card than gold, silver or standard credit cards. You may have to meet strict credit eligibility requirements, spend a certain amount of money or make a minimum income. Titanium cards are harder to get than platinum cards.

Which debit card is best in SBI?

Types of SBI Debit CardsCardDaily withdrawal limitDaily purchase limitSBI Global International Debit CardRs.40,000/-Rs.75,000/-SBI Gold International Debit CardRs.50,000/-Rs.2,00,000/-SBI Platinum International Debit CardRs.1,00,000/-Rs.2,00,000/-SBI Mumbai Metro Combo CardRs.40,000/-Rs.75,000/-3 more rows

What is the charges of SBI debit card?

Fees and chargesFees and ChargesState Bank Classic Debit CardAnnual chargesRs. 100 (including service charges)Card replacement chargesRs. 204 (including service charges)Complimentary insuranceNoneDaily cash withdrawal limit at ATMsMin: Rs.100 Max: Rs. 400002 more rows•Jan 14, 2020

Is debit card free?

Debit cards are free or very inexpensive to use, provided you know how to use them. Here are ways using a debit card can cost money, and how to avoid paying: Account maintenance fees: Debit cards are usually a perk of checking accounts, and maintaining those accounts may require a monthly fee of roughly $10 to $15.

What is the use of platinum card?

Platinum credit cards offer greater spending power, through noticeably high or uncapped credit limits. Better earn rates. Platinum cards gives cardholders the ability to earn two to three reward points per dollar spent, whereas with standard reward cards they can expect to earn no more than one point per dollar spent.

What is a platinum debit card?

Your Visa Debit Platinum card provides you with free information services and assistance so you travel safely and save money and time. … The emergency card replacement service provides the cardholder with an emergency Visa card replacement while the cardholder is at their home country or traveling abroad.

What is the benefits of platinum card?

High or uncapped credit limit: Platinum cards have a higher credit limit than regular or gold cards which gives you much more flexibility in spending. More rewards points per rupees spent: These cards will give you more reward points than other credit cards for the same amount of money.

What is the limit of platinum credit card?

SBI Platinum Card offers exclusive travel privileges, lifestyle and other platinum privileges….Cash Advance LimitUpto 80% of Credit Limit ( Max. 12K / day & 15K / day for Gold & Platinum Cards )Free Credit PeriodNil1 more row

How can I activate my SBI Platinum debit card?

Steps, how to activate a new ATM Card onlineStep 1: Visit www.onlinesbi.com.Step 2: Login to SBI net banking portal by providing the username and password details.Step 3: Select ‘e-Services and click on ‘ATM card services’ option.Step 4: A new page will appear, click on ‘New ATM Card Activation’.More items…•